Got a cheque-bounce notice? · Reply · all India
Reply to a cheque bounce notice — your defences on record inside the 15-day window.
You issued the cheque and now have a Section 138 demand notice. A clear written reply, sent in time, puts your side on record before any complaint is filed. Answer the questions in about 6 minutes; a panel advocate checks and seals the reply, and it goes out by registered post.
✓ Free preview of the full reply before you pay✓ Your defences set out point by point✓ Checked and sealed by a panel advocate — included✓ Sent by registered post with tracking✓ Two revisions · PDF instantly · Hindi version✓ Deadline worked out from the date you received the notice
Legal basis: Negotiable Instruments Act 1881, s.138; reply within 15 days of receiptOne all-inclusive price₹999nothing else to payEverything included✓ Draft from your answers, free preview✓ Checked and sealed by an independent panel advocate✓ PDF, Hindi copy✓ Sent by registered post with tracking✓ Two revisions!Reply in time: the notice gives you 15 days from receipt to pay. The law does not require a reply, but send it inside the same 15 days. Enter the date you received the notice and we show your last day.Start my reply →About 6 minutes · Nothing charged until you've seen the previewOne payment by UPI, card or net-banking. The advocate's check and the registered post are in the price — no add-ons at checkout.
After the notice
Where the reply fits, and what may come after
Day 0Notice receivedNote the date the notice reached you — the 15 days run from then.
Within 15 daysSend this replyYour account of the cheque and the debt, and your defences, on record. Or pay, if the amount is truly owed.Draft my reply ₹999 →
If unpaidA complaint may be filedThe payee can file a complaint before the magistrate within a month after the 15 days end.
If a complaint is filedDefend it with an advocateYou will be summoned and need an advocate to appear for you. A panel advocate takes it on and quotes before you pay.Get an advocate for the case →
What the reply contains
- Your details and the sender's, and the notice you are replying to
- Your account of the cheque and why it was given
- Your defences — no debt owed, security cheque, amount already paid, notice defects
- What you are prepared to do, if anything
- A request to withdraw the demand
- Sending checklist
Keep handy before you start
- The notice you received, and the date it reached you
- The cheque details and what it was given for
- Any receipts, messages or agreements about the debt
Sending a notice instead?If someone's cheque to you bounced, send the demand notice within 30 days of the bank memo.Cheque-bounce demand notice ₹999 →
Questions people ask
General information, not legal advice for your specific matter.Do I have to reply?There is no rule that you must, but a clear reply sent in time puts your side on record and is often read first if the matter reaches court.
What if I really owe the money?Paying the amount within 15 days of receiving the notice ends the matter under Section 138. The reply can say how and when you are paying.
What if the cheque was a security cheque?Say so in the reply, with the facts. Whether that defence holds depends on what the cheque was given for — a panel advocate checks the reply before it goes.
How is it sent?By registered post with tracking, to the address on the notice. The tracking appears on your order page.
What if a complaint is already filed?Then you need an advocate to appear for you in that case. Get an advocate for your matter.
Reply to a cheque-bounce notice, checked and sent: ₹999 all-inclusive.About 6 minutes. Free preview before you pay. Hindi available.
Start my reply →